Smart contracts e blockchain: possibilidades e desafios nos contratos de seguro
No Thumbnail Available
Date
2021-06-22
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Universidade Católica do Salvador
Abstract
Technologies have a direct and indirect impact on social
relationships, customs, economic development, family relationships and, especially,
on science. It happens that in the legal sciences the reflexes of the changes that
occurred in societies and in their customs are reflected in legislative, jurisprudential
and doctrinal changes. Thus, with the advent of bitcoin, as well as revolutionary new
concepts and technologies that include cryptocurrency, institutions, especially
governmental ones, can use blockchain technology to provide guarantees of reliability,
security, privacy, accessibility and transparency. And this ability to take advantage of
new technologies has allowed the insurance industry, as well as all other sectors and
the general public, to be influenced by the development of digital technologies. It can
be said that the technology offers opportunities to increase efficiency, enabling greater
automation of the insurance underwriting process through smart contracts. And the
use of this technology, Smart Contract, confirms tremendous progress in the field of
civil law that deals with contracts in their various phases. It is intended to present some
of the main characteristics of the Smart Contract, and the possibilities and challenges
in insurance contracts.
Description
Keywords
Direito digital, Direito civil, Blockchain, Smart contract, Contratos de seguro, Contractual law, Digital law, Blockchain, Smart contract, Insurance contrac