Desafios à efetividade dos direitos à proteção de dados pessoais no contexto do credit score
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Date
2020-12-11
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Universidade Católica do Salvador
Abstract
The advancement of technology, in particular the internet and automated
decisions, has placed the protection of personal data in a leading position. In the pace speed,
credit protection databases and their algorithms for risk analysis and credit scores are growing
in relevance and sophistication, exercising enormous power over consumers' lives. This work
aims to analyze, through bibliographic research, the challenges to the effectiveness of data
protection rights, in particular right to transparency and to informational self-determination,
within the scope of “the positive credit record” and to point out possible solutions.
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Keywords
Privacidade, Proteção de dados pessoais, Cadastro positivo, Pontuação de crédito, Bancos de dados de proteção ao crédito, LGPD, Direito do consumidor, Privacy, Personal data protection, Positive credit records, Credit score, Credit protection database, Consumer’s rights