Teses de Doutorado

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Browsing Teses de Doutorado by Author "Aragão, Gilton Alves"

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    Microcrédito na Região Metropolitana de Salvador (RMS): análise no período de 2010 a 2014
    (Universidade Catolica de Salvador, 2018-02-05) Jesus, Regina Jacqueline Brandão de; Baiardi, Amilcar; http://lattes.cnpq.br/5894026951550520; Alencar, Cristina Maria Macêdo de; http://lattes.cnpq.br/2257876241055037; Santos, Ana Lúcia Carvalho; http://lattes.cnpq.br/7097451347556227; Ribeiro, Maria Clotilde Meirelles; http://lattes.cnpq.br/8170006685313309; Aragão, Gilton Alves; http://lattes.cnpq.br/5085324559205843
    This thesis aims to evaluate microcredit in the Metropolitan Region of Salvador (RMS) in the period between 2010 and 2014. This paper presents an investigation based on data collected from the Brazilian Institute of Geography and Statistics (IBGE), Institute of Applied Economic Research (IPEA), Banco do Nordeste (BNB), Banco Central (BACEN), Brazilian Service to Support Micro and Small Enterprises (SEBRAE), among others. Through the analysis of data, it was shown that both the population and the enterprises of the metropolitan region are increasingly seeking microcredit and that individual microenterprises are seen as the output for generation and complementation of family income. The research also reveals that microcredit is an important activity in the Bahia and Brazilian economy, especially when compared to other Latin American countries. It also shows that the expansion of the microcredit supply is part of the model that has the objective of managing poverty and its effects on society, and that the supply of microfinance services grows based on guidelines characterized by typically financial profitability procedures. The results show that, between 2010 and 2014, there was social development in the Metropolitan Region of Salvador, but it was not possible to associate the improvements to the microcredit programs offered in the region.
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    Políticas públicas de crédito agrícola e microcrédito rural: o ilustrativo Agroamigo em Amargosa/Ba
    (Universidade Católica do Salvador, 2019-12-12) Conceição, Vanuza Silva Souza da; Aragão, Gilton Alves; http://lattes.cnpq.br/; Baiardi, Amilcar; http://lattes.cnpq.br/; Alencar, Cristina Maria Macêdo de; http://lattes.cnpq.br; Ribeiro, Maria Clotilde Meireles; http://lattes.cnpq.br; Brito, Francisco Emanoel Matos; http://lattes.cnpq.br
    The agricultural microcredit program “Agroamigo” is a tool of the National Program for the Strengthening of Family Farming (PRONAF - abbreviation in Portuguese), operated by Banco do Nordeste bank, and constitutes the most important public policy for credit access for family farmers. This thesis analyzes how the Agroamigo agricultural microcredit program contributed to income generation, improvement of living standards and settlement of rural populations. The study area is the municipality of Amargosa/BA. The transformations that occurred since the implementation of the program were investigated. In addition, the level of social insertion and the perception of family farmers of different physical environments were evaluated, showing how they evaluate this microcredit policy in the municipality. Based on the hypothetico-deductive method, it assumes it is the state’s function to control and manage social demands through the formulation of public policies. The procedural method used was field research and statistical data obtained from the IBGE agricultural data survey. A comparison was made between the data from 2006 and 2017 and an empirical study conducted on the perception of the beneficiaries of the credit. The results of the research confirm the hypothesis, attesting that the program contributed to improvements in the standard of living, settlement in the field, increase of income and technology access of the farmers borrowing through the program.